Real Hourly Wage Calculator

Real Hourly Wage Calculator

The last two week’s posts (Part 1, Part 2) weren’t math based. But what if you prefer a more analytical approach? The Real Hourly Wage (RHW) calculation from the book, Your Money or Your Life (which I highly recommend) and the Financial Integrity Program provides a way to compare the price of a product or service to your time required to make that amount of money. Note, this is a shortened and slightly modified version of the concepts available in the above two resources; if you like this kind of thing, please check them out as well. One of the main points of…

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Homemade Corn Tortillas

Bean tacos with fresh corn tortillas is my favourite super-cheap meal. Embarrassingly, I only recently bought a tortilla press and learned to make these. It’s embarrassing because it’s just so easy; I had seen tortilla/chapati presses as a child; and because I’d been paying insane Canadian prices for corn tortillas. I know that many readers may live in areas where you can easily buy cheap and delicious corn tortillas. But where I live both corn and wheat tortillas at the grocery store are really expensive ($3-5 for 10-12) and don't even taste very good. And the gluten-free ones I require are…

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How Do You Decide When to Spend More Money?

I just bought this coffee from Green Bean Coffee through Fresh Option Organic Delivery. It was about five times the price of my regular coffee, but I'm okay with that. I'll readily admit I don't always buy organic and fair trade. But I feel that I should as much as I can. I'm not broke and I'd hate my wealth or early retirement to come at the expense of an underpaid worker. How do you decide when to pay more for a product? If you do the math, do you use the percentage difference or the actual cost difference?  Is it about liking…

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